Critical Illness cash is in the event of an unexpected illness. Covered conditions include Alzheimer’s Disease, Blindness, Burns, Coma, Deafness, Life Threatening Cancer, Loss of Speech, Major Organ Failure, Major Organ Failure requiring transplant, Motor Neuron Disease, Multiple Sclerosis, Paralysis, Parkinson’s Disease, Senile Dementia, Severe heart Attack, Severe Stroke.
100$ per day for up to 100 days per year when hospitalized. If over the age of 65, benefit is limited to 30 days per year.
Assured Access allows you to put your coverage on hold should you acquire group health benefits and to reactivate your health plan later without needing to qualify again medically.
“I’m young and healthy - I’ve got my whole life ahead of me”
“I’m getting my life organized, with the means I have at hand”
“I want to optimize what I have for a well-covered future”
“I’ve worked hard. I don’t want to worry anymore. I just want to enjoy life”
“Getting the right medical insurance"
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Optimal Benefits is changing the face of Health Insurance! We're not an insurance company - we represent them! Our main goal is to provide you with a comprehensive understanding of insurance plans and find you coverage that best meets your needs at an affordable price. We offer many types of health & dental coverage, making it easy and seamless to access proper coverage online or by phone. We take pride in the service we offer, and we have faith in our products. Let our Team of Licensed Medical Health Insurance Specialists do the research for you.
Our services extend to the following provinces/cities across Canada and more: Newfoundland | Labrador | Nova Scotia | Prince Edward Island | New Brunswick |